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Medicare options available |
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December 28, 2017 |
The Idaho Department of Insurance would like to
remind Medicare beneficiaries who are under the
age of 65 that they are eligible for a six month
open enrollment period and may now purchase a
Medicare Supplement (Medigap) policy as early as
January 1.
Medigap coverage can help pay some, or all, of
the health care costs that original Medicare
does not cover, such as copayments, coinsurance
and deductibles. During an open enrollment
period, the beneficiary cannot be turned down
for coverage. Beneficiaries under age 65 who
already have a Medigap policy are also eligible
for the open enrollment period, and may change
policies without underwriting or denial.
Although the Medicare Annual Election Period
ended December 7, the Medicare Advantage (MA)
Disenrollment Period, which is January 1 to
February 14, may be an option for those wishing
to leave their Medicare Advantage plan and
purchase a Medigap policy.
During the MA disenrollment period, eligible
beneficiaries switching from an MA plan to
original Medicare will also have an opportunity
to purchase a Part D plan by February 14.
The Department’s Senior Health Insurance
Benefits Advisors (SHIBA) counselors are
available to answer questions and provide
information to all Idahoans who are eligible for
Medicare coverage. Consumers are also encouraged
to consult with a licensed insurance agent
before purchasing coverage.
Consumers with questions about this or other
Medicare issues are welcome to contact SHIBA at
800-247-4422. |
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